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Home Loans

We can help you get approved!

Has your bad credit history stood in the way of getting the home loan you need? Whether you seek a new loan for an upcoming home purchase, a refinance loan, a lower interest rate, or lower payments, the following home loan services are ready to help. Each features a short online application and specializes in getting applicants approved quickly.

We offer a variety of home mortgage rates and home mortgage solutions to fit your unique needs. Depending on your financial requirements and preferences, we will work with you to identify which home mortgages will help you achieve your goals. Learn more about our mortgage rates and loan options below.

Mortgage Rates & Mortgage Loan Options

  • Fixed Rate Financing - Ideal if you prefer predictable monthly payments and a fixed interest rate
  • Adjustable Rate Financing - This may be the right financing option for you if you want lower initial mortgage payments
  • Alternative Mortgage Options - Reduced-cost mortgages, low down payment options, and other special mortgage programs
  • Refinancing - We can help you determine whether refinancing will save you money
  • FHA down to 560 middle scores 10% down.
  • FHA down to 580 middle scores 3.5% down.
  • Conventional first time home buyers 3% down.
  • Conventional 5% down with middle score 620.
  • VA loans 100% financing
  • 100% financing on FHA foreclosures.
  • Rehabilitation loans for anyone needing to buy a fixer up or rehab their current property
  • Non-occupying co-borrower programs for those that need assistance in qualifying for debt to income ratio
  • USDA Rural Development at 100% financing

With over 15 years in the lending business and over 30 lenders to choose from it opens up many doors for the variety of borrower out there.

Home Loan Credit Articles

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Credit Lines and 10 Year Loans to $150,000… So what about long-term loans and credit lines?. We have searched the nation to find lending sources that are actually reliable and that can deliver… at VERY competitive rates… with..
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1. GET RID OF YOUR COLLECTION ACCOUNTS. Did you know that paying a collection account can actually reduce your score? Here’s why: credit scoring software reviews credit reports for each account's date of last activity to determine the i..
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This is an informative article to introduce you to the meaning of the word “credit”. What is credit and what types of credits are there? In simple words, when you pay the credit you are actually borrowing the money needed to make a purchase. ..
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Some of OUr Satisfied Clients

We are your one-stop solution for all things credit!

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I am not just the owner of this amazing service but I am also a client. I have been through everything from repossessions, and foreclosures to overcoming 2 category 4 devastating hurricanes where ..
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My husband and I wanted to purchase a home with land and room to grow. Guaranteed Credit worked on our credit and made it possible for use. We received a great rate and we are so happy in our home..

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