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Loans

We can help you get approved!

Has your bad credit history stood in the way of getting the home loan you need? Whether you seek a new loan for an upcoming home purchase, a refinance loan, a lower interest rate, or lower payments, the following home loan services are ready to help. Each features a short online application and specializes in getting applicants approved quickly.

We offer a variety of home mortgage rates and home mortgage solutions to fit your unique needs. Depending on your financial requirements and preferences, we will work with you to identify which home mortgages will help you achieve your goals. Learn more about our mortgage rates and loan options below.

Mortgage Rates & Mortgage Loan Options

  • Fixed Rate Financing - Ideal if you prefer predictable monthly payments and a fixed interest rate
  • Adjustable Rate Financing - This may be the right financing option for you if you want lower initial mortgage payments
  • Alternative Mortgage Options - Reduced-cost mortgages, low down payment options, and other special mortgage programs
  • Refinancing - We can help you determine whether refinancing will save you money
  • FHA down to 560 middle score 10% down.
  • FHA down to 580 middle score 3.5% down.
  • Conventional first time home buyers 3% down.
  • Conventional 5% down with middle score 620.
  • VA loans 100% financing
  • 100% financing on FHA foreclosures.
  • Rehabilitation loans for anyone needing to buy a fixer up or rehab their current property
  • Non occupying co-borrower programs for those that need assistance in qualifying for debt to income ratio
  • USDA Rural Development at 100% financing

With over 15 years in the lending business and over 30 lenders to choose from it opens up many doors for the variety of borrower out there.

Get Approved Today for a new car loan

We've helped thousands of our client’s get the best rates on a car loan regardless of credit history.

Auto loans for all Credit Types

  • 1st Time Car Buyers.
  • $0 Money Down Options Available on Approved Credit.
  • Thousands of top dealers across the country
  • Bad Credit? Approved!
  • No Credit? Approved!
  • Good Credit? Approved!
  • Past Bankruptcy? Approved!

No-Hassle Process

We understand that finding the right auto loan at the right rate can be a difficult process. This is especially true if your credit history is less than perfect. That's why we've partnered with hundreds of auto loan providers across the nation that specialize in providing auto loans for all credit situations. We can help find you the best car loan, at the best rate, without all of the hassles.

Zero Application or Processing Fees

As soon as you complete our simple and secure online application, you'll be contacted by a trusted, local dealer who will help you create an auto loan specific to your needs. Many times we can help find financing regardless of any credit issues you've had in the past: missed payments, repossessions, foreclosures, bankruptcies, collections issues, charge offs, and more. Furthermore, many dealers can finance practically any credit score: low credit, subprime credit, no credit, bad credit, and good credit! In today’s credit crunch, not many lenders are willing to provide auto financing to people with these credit histories, but ours do!

Bad Credit Car Loan Basics

Bad credit car loans are financing options that are specifically designed to suit people that have less than ideal credit. Just because you have a low credit score or have not built up enough credit, it does not mean that you should be prevented from borrowing money to buy a car.

There is a great variety of different car loan lenders to choose from and each is going to have unique requirements with regard to their particular auto loan. If you have recently gone bankrupt, or if you have recently had a vehicle or home repossessed, some lenders will not want to work with you while other lenders will be more than willing to help you get the car loan approval that you seek. If your credit is in a moderate state, then it may still be possible for you to negotiate prime car loan rates when seeking your car loan approval, especially when you are applying for auto loans while putting down a down payment, or while working with a cosigner. On the other hand, there are some things that can prevent you from obtaining a reasonable rate when it comes to obtaining solid car loan approval.

Home & Auto Loan Articles

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Some of OUr Satisfied Clients

We are your one-stop solution for all things credit!

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Texas
My husband and I wanted to purchase a home with land and room to grow. Guaranteed Credit worked on our credit and made it possible for use. We received a great rate and we are so happy in our home..
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Htown, TX
Well I didn’t think it was going to work. But I must say they did a great job, This is only one thing that I was able to obtain because of Guranteed credit services. Thanks for making a believer o..

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